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UID:20250904T094131EDT-1610ArAl8D@132.216.98.100
DTSTAMP:20250904T134131Z
DESCRIPTION:Jan Bena\n\nUniversity of British Columbia\n\nFinancing the Glo
 bal Shift to Electric Mobility\n\nDate: Friday\, September 5\, 2025\n	Time:
  10:30-11:45 am\n	Location: Bronfman Bldg. (1001 Sherbrooke St. West)\, Roo
 m 340\n\nAll are cordially invited to attend.\n\nAbstract:\n\nUsing compre
 hensive auto loan data\, we find that early-stage electric vehicles (EVs)\
 , compared to their internal combustion engine counterparts within the sam
 e model series\, are financed with higher interest rates\, lower loan-to-v
 alue ratios\, and shorter durations. This financing gap is driven by lower
  and more volatile resale values of early-stage EVs\, stemming from rapid 
 technological advancements in EV-specific technologies. This technological
  obsolescence raises collateral risk\, leading to tighter loan terms. Othe
 r factors\, such as buyer preferences\, socioeconomic traits\, government 
 incentives\, and macroeconomic conditions\, have minimal impact. Our findi
 ngs show that technological carbon-transition risks are reflected in house
 hold finance products.\n
DTSTART:20250905T143000Z
DTEND:20250905T154500Z
LOCATION:Room 340\, Bronfman Building\, CA\, QC\, Montreal\, H3A 1G5\, 1001
  rue Sherbrooke Ouest
SUMMARY:Desmarais Global Finance Research Centre (DGFRC) Seminar: Jan Bena
URL:/desautels/channels/event/desmarais-global-finance
 -research-centre-dgfrc-seminar-jan-bena-366959
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